Reducing Spending Throughout Retirement
Oblivious Investorby Mike·14d ago
In a recent paper, David Blanchett found (again) that household spending tends to decrease over the course of retirement. That is, it increases, but not as quickly as inflation.
Is a Total Bond Fund Still an Acceptable Core Bond Holding?
Oblivious Investorby Mike·28d ago
A reader writes in, asking: “I have question about your VT + TIPS choice. Will you maintain that two fund portfolio throughout your life?
Financial Planning Roundup: Help Wanted (Technical Editor)
Oblivious Investorby Mike·20 Jul 2026
I find myself coming back to the FBI’s cybercrime stats over and over, because they’re just mind-blowing.
SpaceX, Mega-IPOs, and Efficient Markets
Oblivious Investorby Mike·13 Jul 2026
A reader writes, asking “With Spacex’s recent IPO and other upcoming IPOs and the changes that the index fund providers are making, would it be more advantageous right now (until at least things...
Financial Planning Roundup: “Ultraprocessed Content”
Oblivious Investorby Mike·6 Jul 2026
This week I encountered an article (from March) by Cal Newport (author of Deep Work) on the topic of smartphones, social media, and their effect on attention spans and mental health.
What Happens if My Password Manager Gets Hacked?
Oblivious Investorby Mike·29 Jun 2026
Password manager providers are naturally attractive targets for hackers. So a critical question to ask is: what happens if an attacker manages to access the servers of the company that provides...
Asset Allocation with a Very Low Spending Rate from the Portfolio
Oblivious Investorby Mike·15 Jun 2026
A reader writes in, asking: “What is your view on owning TIPS ladder (Bogleheads preferred) or short term TIPS fund when the majority of expenses are covered by pension and/or social security which...
Your filters hide everything on this page. Adjust them in preferences.