The House Is Paid Off but Property Taxes Keep Rising — When Does Staying Put Stop Making Sense?
SavingAdvice.com Blogby Drew Blankenship·19d ago
Paying off a mortgage is supposed to be one of retirement’s biggest financial victories, but it doesn’t make housing costs disappear.
What Happens to a Joint Bank Account When One Spouse Dies?
SavingAdvice.com Blogby Drew Blankenship·19d ago
When a spouse dies, the checking account may seem like one financial detail that should be simple: both names are on it, so the surviving spouse keeps the money.
What’s Really in Your Coffee Creamer? Here’s What Cancer Experts Say About the Ingredients
SavingAdvice.com Blogby Drew Blankenship·19d ago
That splash of coffee creamer may seem too small to matter, but for someone drinking two or three cups every morning, the ingredients can add up surprisingly quickly.
$2,500 a Month From Social Security + $100,000 Saved: What Could That Retirement Budget Look Like?
SavingAdvice.com Blogby Drew Blankenship·19d ago
A $2,500 monthly Social Security check plus $100,000 in retirement savings may sound like enough to create a reasonably comfortable retirement, particularly if the mortgage is already paid off.
What Happens to Credit Card Rewards When the Cardholder Dies?
SavingAdvice.com Blogby Drew Blankenship·19d ago
A wallet full of credit cards may not look like part of an estate, but those accounts can contain something surprisingly valuable: thousands (or even hundreds of thousands) of unused points, miles...
Never Tip Hotel Housekeeping? 8 Things to Know Before You Skip It
SavingAdvice.com Blogby Drew Blankenship·20d ago
You tip the restaurant server, the bartender, and perhaps the valet, but what about the person who cleaned your hotel bathroom and changed the sheets?
$50,000 Saved, $20,000 Owed: Should a Retiree Pay Off Debt Before Medicaid Becomes a Concern?
SavingAdvice.com Blogby Drew Blankenship·20d ago
Imagine entering retirement with $50,000 in the bank but still owing $20,000 across credit cards, a car loan, and perhaps a remaining mortgage balance.
After the Fed’s September Hike, Should Retirees Lock In a CD Now?
SavingAdvice.com Blogby Drew Blankenship·20d ago
The Federal Reserve just raised rates for the first time since 2023, but that doesn’t necessarily mean retirees should wait for CD rates to climb.
What Happens If Social Security Deposits Money After Someone Dies?
SavingAdvice.com Blogby Drew Blankenship·20d ago
Seeing a Social Security deposit appear in a deceased family member’s bank account can create an uncomfortable question: Is that money supposed to be there, or does it have to go back?
Retired Couples Budget for the Funeral — But the Bigger Financial Shock Can Come Afterward
SavingAdvice.com Blogby Drew Blankenship·20d ago
Many retired couples have at least discussed how they would pay for a funeral, whether through savings, life insurance, prepaid arrangements, or money set aside specifically for final expenses.
Scientists Calculated How Many “Healthy Minutes” Certain Foods Could Cost You — Coke Made the List
SavingAdvice.com Blogby Drew Blankenship·21d ago
What if the food in your lunch could be translated into minutes of healthy life gained or lost? Researchers at the University of Michigan tried to do exactly that, analyzing thousands of foods and...
6 People You Shouldn’t Tip — And Who Actually Does Expect a Gratuity
SavingAdvice.com Blogby Drew Blankenship·21d ago
The tablet spins around, three suggested percentages appear, and suddenly you’re wondering whether declining to tip makes you look cheap.
How Quickly Does Social Security Need to Know About a Death? What Happens to the Next Check
SavingAdvice.com Blogby Drew Blankenship·21d ago
When a parent or spouse dies, notifying Social Security probably isn’t the first task on anyone’s mind.
Your Medicare Drug Plan May Use a Different Pharmacy Network in 2027 — Check This Before December 7
SavingAdvice.com Blogby Drew Blankenship·21d ago
You may have the same prescriptions, the same Medicare drug plan, and the same neighborhood pharmacy you’ve used for years and still face different prescription costs in January.
A $300,000 Retirement Account Sounds Like a Lot — How Much Monthly Income Can It Actually Produce?
SavingAdvice.com Blogby Drew Blankenship·21d ago
Seeing $300,000 on a retirement account statement can feel reassuring, especially after decades of saving a little at a time.
Leaving Your Porch Light on All Night? Here’s What Security Research Actually Says
SavingAdvice.com Blogby Drew Blankenship·22d ago
Flipping on the porch light before bed feels like one of the simplest home-security habits imaginable. A brightly lit entrance should make a burglar think twice, right?
Social Security Expanded Its Online Disability Tools — Here’s What Claimants Can Do Now
SavingAdvice.com Blogby Drew Blankenship·22d ago
Waiting on a Social Security disability decision can mean months of uncertainty, and even a simple question like “Where is my case now?” can become stressful.
The Roof Is 20 Years Old at Retirement — Should You Replace It Before You Stop Working?
SavingAdvice.com Blogby Drew Blankenship·22d ago
You finally have the retirement date circled on the calendar, but there’s a five-figure home expense sitting over your head, literally.
A Spouse Dies Before Taking an RMD — Who Has to Handle It?
SavingAdvice.com Blogby Drew Blankenship·22d ago
When a spouse dies, checking whether they took their required minimum distribution probably isn’t anywhere near the top of the family’s immediate to-do list.
At 65 With No Retirement Savings, What Options Are Actually Left?
SavingAdvice.com Blogby Drew Blankenship·22d ago
Turning 65 with an empty retirement account can make retirement feel less like an approaching milestone and more like a financial emergency.
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