Financial Infidelity Is as Damaging as Any Other Kind
Money Crashersby Andrew Schrage19 Jun 2026
Hiding debt, secret accounts, or concealed spending from your partner erodes trust in ways that outlast the financial damage.
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top 38%A Solo 401k Lets Self-Employed People Save Far More Than a Regular IRA
Money Crashersby Andrew Schrage19 Jun 2026
Self-employed individuals with no employees can open a solo 401k and contribute as both employee and employer: the full annual 401k limit on the employee side plus a percentage of business profits...
Buying Refurbished Electronics Saves 20-50% on the Same Gear
Money Crashersby Andrew Schrage19 Jun 2026
Manufacturer-certified refurbished products are inspected, repaired to factory spec, and covered by a warranty often identical to new.
A Weekly Money Check-In Keeps Your Finances From Running on Autopilot
Money Crashersby Andrew Schrage19 Jun 2026
Set aside 15-20 minutes once a week to review your accounts, check spending against your budget, and flag anything unusual. It doesn’t need to be a deep audit, just enough to stay aware.
Track Every Dollar for 30 Days Before Building Any Budget
Money Crashersby Andrew Schrage19 Jun 2026
Most budgets fail because they’re built on assumptions rather than actual spending data. Track every transaction for one full month first and you’ll almost certainly find categories where you’re...
The Backdoor Roth Conversion - How High Earners Access Tax-Free Growth
Money Crashersby Andrew Schrage18 Jun 2026
High earners above the Roth income limit can contribute to a traditional IRA and immediately convert it to a Roth.
Tax Deductions and Tax Credits Are Not the Same Thing
Money Crashersby Andrew Schrage18 Jun 2026
A deduction reduces your taxable income; a credit reduces your actual tax bill dollar for dollar.
The Expense Ratio on Your Funds Is a Guaranteed Return Drag
Money Crashersby Andrew Schrage18 Jun 2026
Every fund charges an annual expense ratio, a percentage of your assets taken as a fee regardless of performance.
Dollar-Cost Averaging Removes Emotion From Investing
Money Crashersby Andrew Schrage18 Jun 2026
Dollar-cost averaging means investing a fixed dollar amount on a regular schedule, monthly or biweekly, regardless of what the market is doing.
Your Debt-to-Income Ratio Determines Whether You Qualify for a Mortgage
Money Crashersby Andrew Schrage18 Jun 2026
Lenders divide your total monthly debt payments by your gross monthly income to decide whether you can handle a mortgage.
Sinking Funds Eliminate the Surprise From Predictable Expenses
Money Crashersby Andrew Schrage18 Jun 2026
A sinking fund is a dedicated savings account where you set aside a small amount each month for expenses you know are coming: car registration, annual insurance premiums, holiday gifts, home...
RIP Josh Baer
Feld Thoughtsby Brad Feld17 Jun 2026
I found out this morning that Josh Baer died last night. He was on a small plane heading back to Austin from Cabo.
8 Best Term Life Insurance Companies
Money Crashersby Andrew Schrage17 Jun 2026
According to LIMRA and Life Happens’ 2025 Insurance Barometer Study, about 100 million American adults are uninsured or underinsured.
Ethos Life Insurance Review – No-Exam Term Life Built for Modern Families
Money Crashersby Andrew Schrage17 Jun 2026
Ethos - Best For: People who want meaningful term life coverage fast, with no medical exam, from a fully online process backed by highly rated carriers - What Sets It Apart: Algorithmic...
Trillionaires are a national security risk - Coda Story
Coda Storyby Oliver Bullough17 Jun 2026
Trillionaires are a national security risk I’ve been writing this newsletter since 2020, and in my first edition I marvelled at the concept of the centi-billionaire, and the fact there were at the...
Summer Fruit Galette
David Lebovitzby David17 Jun 2026
Being a baker, summer is my favorite time of year. Not only are peaches, nectarines, cherries and plums abundant at the market, but as the seasons progress, the volume of fruits lowers the price...
Risky Business #842 -- Anthropic needs an adult in the C suite
Risky Businessby James Wilson17 Jun 2026
Risky Business Podcast June 17, 2026 Risky Business #842 -- Anthropic needs an adult in the C suite Presented by James Wilson Technology Editor Adam Boileau Co-host at large Patrick Gray CEO and...
From Oman to Tanzania: How the Iran war is redrawing India’s trade map
Economic Timesby SECTIONS16 Jun 2026
Listen to this article in summarized format The most striking shift has been Oman’s emergence as a key trade partner.
Does the Rule of 40 Work for Hardware?
Feld Thoughtsby Brad Feld15 Jun 2026
I first wrote about the Rule of 40 in 2015. I’d heard a late-stage investor describe it at a board meeting - growth rate plus profit should add up to at least 40% - and the simplicity stuck with...
Salesforce signs definitive agreement to acquire Fin
The Intercom Blogby Eoghan McCabe15 Jun 2026
We’re excited to share that we just signed an agreement for Salesforce to acquire Fin for ~$3.6B. The transaction is expected to close in the fourth quarter of Salesforce’s fiscal year 2027.