Money Crashers

Money Crashersby Andrew Schrage·1d ago

Credit utilization is the percentage of your available credit you’re using, and it’s the second biggest factor in your credit score.

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49%plop score, above 49 percent of recent articles

Money Crashersby Andrew Schrage·10d ago

Deposit $100 into a new Webull account by October 14, 2026, and you get 12 free fractional shares of Nvidia, Tesla, Apple, or SpaceX. Each worth $3-$300. Together they’re worth $36 to $3,600.

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53%plop score, above 53 percent of recent articles

Money Crashersby Andrew Schrage·10d ago

Ownwell - Best for: Homeowners and other property owners, where fees start at 25% and Ownwell outperformed traditional firms in 10 of 11 published Texas counties; owners of modest homes, where its...

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70%plop score, above 70 percent of recent articles

Money Crashersby Andrew Schrage·19d ago

Once upon a time, a stock broker was the fashionably dressed, skyscraper-dwelling man (it was almost always a male) you called whenever you wanted to change the composition of your equity...

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70%plop score, above 70 percent of recent articles

Money Crashersby Andrew Schrage·28d ago

A single missed payment reported to the bureaus drops your score significantly and remains on your report for seven years.

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48%plop score, above 48 percent of recent articles

Money Crashersby Andrew Schrage·29d ago

Payment history and amounts owed make up 65% of your FICO score, but credit mix, length of history, and new inquiries account for the rest.

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37%plop score, above 37 percent of recent articles

Money Crashersby Andrew Schrage·29d ago

Banks routinely pay cash bonuses to new customers who open a checking or savings account and meet basic requirements: a minimum deposit, a set number of debit transactions, or a direct deposit...

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53%plop score, above 53 percent of recent articles

Money Crashersby Andrew Schrage·29d ago

Your bank may be charging you more than you realize. Monthly maintenance fees, overdraft charges, out-of-network ATM fees, and wire transfer costs add up to hundreds of dollars a year for the...

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50%plop score, above 50 percent of recent articles

Money Crashersby Andrew Schrage·21 Jul 2026

Most people are eligible to join a credit union through their employer, their community, or a professional association, and most never bother to check.

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46%plop score, above 46 percent of recent articles

Money Crashersby Andrew Schrage·21 Jul 2026

A money market account is an FDIC-insured bank deposit account: safe, accessible, and backed by the federal government.

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49%plop score, above 49 percent of recent articles

Money Crashersby Andrew Schrage·21 Jul 2026

Store your emergency fund at a different bank than your checking account. The small friction of a transfer delay makes you far less likely to dip into it for non-emergencies.

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44%plop score, above 44 percent of recent articles

Money Crashersby Andrew Schrage·21 Jul 2026

Most traditional savings accounts pay 0.01% APY while high-yield savings accounts at online banks regularly pay 3% or more.

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41%plop score, above 41 percent of recent articles

Money Crashersby Andrew Schrage·14 Jul 2026

One surprise car repair or medical bill can undo months of progress if you have nothing set aside. Before investing or attacking debt, save a starter emergency fund of one month of expenses.

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55%plop score, above 55 percent of recent articles

Money Crashersby Andrew Schrage·14 Jul 2026

Cutting a daily coffee habit saves roughly a thousand dollars a year, while refinancing your mortgage, moving to a cheaper apartment, or dropping an expensive car payment can save tens of...

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52%plop score, above 52 percent of recent articles

Money Crashersby Andrew Schrage·2 Jul 2026

Stash - Best for: Beginners who will use the debit card monthly and fund an IRA - What Sets It Apart: A 3% match on new IRA contributions plus stock rewards on debit spending - Cost: $12 per month...

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11%plop score, above 11 percent of recent articles

Money Crashersby Andrew Schrage·19 Jun 2026

An index fund tracks a market index like the S&P 500 and charges minimal fees. The majority of actively managed funds, where a professional picks stocks, underperform their benchmark over a 10-year...

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52%plop score, above 52 percent of recent articles

Money Crashersby Andrew Schrage·19 Jun 2026

Every taxpayer chooses each year between the standard deduction, a fixed IRS amount, and itemizing actual expenses like mortgage interest, state taxes, and charitable contributions.

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44%plop score, above 44 percent of recent articles

Money Crashersby Andrew Schrage·19 Jun 2026

Hiding debt, secret accounts, or concealed spending from your partner erodes trust in ways that outlast the financial damage.

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54%plop score, above 54 percent of recent articles

Money Crashersby Andrew Schrage·19 Jun 2026

Self-employed individuals with no employees can open a solo 401k and contribute as both employee and employer: the full annual 401k limit on the employee side plus a percentage of business profits...

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53%plop score, above 53 percent of recent articles

Money Crashersby Andrew Schrage·19 Jun 2026

Manufacturer-certified refurbished products are inspected, repaired to factory spec, and covered by a warranty often identical to new.

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50%plop score, above 50 percent of recent articles